formulaA = new Array
		formulaA[0] = 10
		formulaA[1] = 9
		formulaA[2] = 8
		formulaA[3] = 7
		formulaA[4] = 6

		formulaB = new Array
		formulaB[0] = 50
		formulaB[1] = 45
		formulaB[2] = 40
		formulaB[3] = 35
		formulaB[4] = 30

		absMinLoan = new Array
		absMinLoan[0] = 45000
		absMinLoan[1] = 35000
		absMinLoan[2] = 25000
		absMinLoan[3] = 25000
		absMinLoan[4] = 20000

		factorA=10
		factorB=50
		crLevel=0

		function creditTypeChanged(crForm) {
			l1 = stepone.Credit.length
			for (i=0;i<stepone.Credit.length; i++) {
				if (stepone.Credit[i].checked) {
					factorA = formulaA[i]
					factorB = formulaB[i]
					crLevel = i
				}
			}
			IncomeChanged()
			return
		}

		function IncomeChanged() {
			maxLoanA = step_two.income.value * factorA
			halfIncome = step_two.income.value / 1

			q2 = halfIncome - step_two.mortgage.value
			q2 = q2 - step_two.CCPayments.value
			q2 = q2 - step_two.garnishments.value
			q2 = q2 - step_two.other.value

			maxLoanB = q2 * factorB

			if (maxLoanA < maxLoanB) {
				minLoan = maxLoanA
			}
			else {
				minLoan = maxLoanB
			}
			if (minLoan > absMinLoan[crLevel]){
				minLoan = absMinLoan[crLevel]
			}

			td = document.getElementById("chosenloancell")
			td.innerHTML = "<font size='3'><B>"+minLoan+".00</B></font>"
		}